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How to Create the Job You Want

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Now entering my seventh year of managing my own Public Relations firm in Harrisburg, Pennsylvania, I’ve learned quite a few things about creating the job you want.

I was fortunate to have the realization early on in my career that my dream job didn’t exist. If I wanted it, I had to create it. So I did. That sounds simple enough, but I will be the first to tell you it was anything but simple or easy. That’s not a reason to continue with a job you dislike, if anything it should be motivation to buckle up for the wild ride of entrepreneurship, if you feel this is your calling.

Maybe you’re ready to take the leap, or maybe you’ve only just begun to wonder what being an entrepreneur could look like for you. No matter where you are on the journey, let me offer you some advice on how to begin creating the job you want.

Confirm it doesn’t already exist

Do your research! Does the job you want already exist? It’s possible your current company or another company offer a role that’s close to exactly what you want, but you just need to work to get there. That’s great! Establish a plan for how you you’re going to move toward this role. There’s no need to take on the added stress and complication of trying to recreate your dream job if it already exists.

In contrast, your research might confirm that your dream job is something so unique you must forge ahead as an entrepreneur to create it. Knowing that no other job currently out there matches the job you want should give you inspiration and drive to move forward with the career of self-employment, because not doing so would mean compromising your dreams.

Get real about what you want

Okay, so you have a clear understanding of whether the job you want already exists or whether you need to create it. Now it’s time to be honest with yourself about what makes this job so appealing to you. Is it the expected pay, flexible work schedule, power, purpose, fulfillment or something else? If in this process you discover the job you want is really centered on a perceived salary or title, this should be a red flag that maybe your priorities are a bit skewed.

Entering entrepreneurship is not for the faint of heart, or the mildly committed. To be a successful entrepreneur, you must want it with every fiber of your being. You will never stick with it long term, through the highs and lows, if you’re only in it for the pay or power – those don’t come for many years, if at all. Get real about what you want out of your dream job and check your priorities again and again.

Then, get real about why you want it

Similar to the point above, once you know what it is you want out of the job you’re going to create, take it one step further. Ask yourself “Why do I want it?” If you can’t confidently answer this question, that’s another red flag that maybe you’re not cut out to forge your own career path outside of the corporate box.

While there are no “correct” answers to this question, the following answers are often good indicators that you’re entering entrepreneurship for the right reasons: I want to make a difference; I want to control my own destiny; I want to apply my passion toward a purpose; I want to maintain a better work-life balance. Be crystal clear about what you want out of your dream job and why you want it.

Talk with someone who has already done it

Next, I urge you to talk to someone who has created the job they wanted and have progressed along this career path for five years or more. They are going to be a wealth of knowledge to you as you consider creating the job you want. They can also help assess your business model, motives and drive to help determine if this is the right choice for you at this time in your life. If you find someone who really inspires you, ask them to mentor you on your entrepreneurial journey!

Develop your model

To create the job you want, you need a clear business model for how you’re going to make a profit. Are you selling a product or a service? Who are your target customers? How will you promote your business? What is your expected overhead? How can you minimize this, especially in the first few years? Work to clearly outline your business model, because you’re going to need it for the next critical step.

Test your model

Yes, you have to first test your business model to prove it works. A lot of business opportunities seem great in theory, but what if you’re answering a problem that doesn’t exist? Or what if you’re pricing model sucks? Fully commit to creating the job you want by fist doing a soft launch of your business to test the market. Is your marketing strategy attracting new customers? Can your friends or family offer constructive feedback? First testing your business model, and further refining it before your full rollout will help you present a more professional and polished first impression of your business.

Commit fully

This is the most important step in creating the job you want, and the biggest determination of whether you will fail or succeed. Will you commit fully to your dream? I said it above and I’ll say it again, entrepreneurship is not for the faint of heart. Daily you will experience, setbacks, uncertainties, crises, losses and criticism. If you are anything but fully committed, this will surely have you headed for the hills and back to the corporate world before you complete your first quarter.

Keep in mind that the first five years of running your own business is still its infancy. That seems like a long time, but if you’re in this for the long-haul it will be only a blip of the full history of your career. Don’t allow yourself to give up in those five years; push through. Think of it as a hike up a steep hill. Those first few miles really test your endurance. At times you will think it’s better to turn around before you’ve reached the top. But I promise you, if you can make it five years creating the job you want, you will see some magnificent views along the way and be rewarded with renewed strength and commitment to keep forging ahead, higher and higher.

What’s your dream job? How do you plan to pursue it? Share your personal career goals by leaving a comment.

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Posted by on October 9, 2017 in Business & Success, Life

 

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Tips for Writing Better, Faster Blog Posts

The first Monday of each month, I dust off a favorite post from the Bennis Inc Blog archives and give you another chance to enjoy the wit and wisdom that’s been shared. Enjoy this month’s treasure – and if it inspires you – be sure to share it with family and friends!


Tips for Writing Better, Faster Blog Posts

Blogging is more than just a popular pastime, it’s becoming an increasingly important part of brand building and business development. Whether you’ve committed to a daily, weekly or monthly blog, regularly fueling its appetite with quality content can feel like a looming task on your to-do list.

So often we don’t stay consistent with publishing to a blog because we feel it’s too time consuming. Before you throw in the towel – and risk losing all the benefits of your blog – begin with these tips for writing better, faster blog posts. The easier and less time consuming this tasks becomes, the more likely you are to find a good routine and stick to it!

Let’s take a look…

Keep a running list of potential blog topics

It can be challenging when you know you need to write a blog post, but you simply don’t have any ideas come to mind. You may waste valuable minutes trying to come up with a topic that doesn’t motivate you to write and the result is a painful writing process that leaves you frustrated and drained. Overcome this hurdle by keeping a running list of potential blog topics. You never know when an idea will strike you, but it’s not likely to be during an ideal moment to sit down and write. Throw the topic into a word doc and then come back to it when you’re prepared to take on this task.

Save a folder of photos and quotes for inspiration

Inspiration comes in all shapes and forms. You don’t even need to have a particular topic in mind, but so long as a photo or quote sparks your creativity, it’s worth keeping in a folder for future use. Then, when you’re ready to write, browse through this folder and see what new ideas come to mind. I love pulling from quotes for inspiration. Most importantly, take a new spin on a quote to make the blog post original.

Start with the title and closing question

Staring at a blank word doc can be enough to signal anyone’s writer’s block. Once I open a new document, I immediately slap a headline up there and also write the closing question (you’ll see these at the end of every blog post I write). This gives me an immediate sense of productivity and also helps to set the tone of my blog.

Outline your sub headlines

Once you have a main headline, continue to outline the core pieces of your blog post with the sub headlines that shape the flow of your article. Many of my posts are lists of some sort, so I use this step to establish how long my list will be and what it will include. This helps me to visualize the full scope of the blog post and ensure I’m not missing any major components.

Leave your intro for last

You read that right. I’m suggesting you write everything else about your blog post then go back and do your introduction. This may seem backwards, but once you do it a few times you’ll see the major time-saving benefit. Once you have written all the other content within your article, you will have a better understanding of how to “preview” your main points in the introduction. Starting here cold will take you much more time to gather your thoughts, plus what you write may not even be relevant by the time you are done shaping the rest of the blog.

Write it all out, then proof read

For this particular technique of “speed writing a blog post,” you don’t want to take any more breaks than is necessary. I know I’m personally guilty of stopping after reach paragraph to proof read my work before moving it. This is a sneaky procrastination trick that we often don’t know we are doing. My rule of thumb for pumping out a quick blog post is to write everything out as it comes to mind and then switch to my editor’s hat and proof read the entire article at once. This is much better for efficiency and should also result in better overall editing.

Write several blog posts at once, when the mood is right

If you find yourself particularly inspired or with a good chunk of time to dive into writing, don’t stop with one blog post! Keep writing as many as you can. Once your writing muscle is warmed up, it’s a great opportunity to stock pile some blog posts for the future. Pay attention to when your creativity and quality of writing may start to wane and call it quits for the day. But push yourself a little further to write more than what you were planning, should you have the motivation.

Short and sweet works for everyone!

Finally and most importantly, avoid the pitfall of making writing a blog post into a far more daunting task than it needs to be. I, too, can get longwinded at times and before I know it I have wasted 2 hours on a blog post that should have only taken me 45 minutes to complete. The end result is a longer, but not necessarily better article. I actively try to get my thoughts out in a paragraph or two per sub headline. If I find I want to dig deeper into that particular topic, I note it as a potential blog post of its own in the future. Trust me, everyone will appreciate a short and sweet blog post that gets straight to the point!

Do you struggle to write quick and quality blog posts that don’t consume too much of your time? Share your challenges by commenting below and I’ll personally offer you an answer!

 
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Posted by on October 2, 2017 in Business & Success

 

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Stop Using These 9 Metrics to Measure Success

The first Monday of each month, I dust off a favorite post from the Bennis Inc Blog archives and give you another chance to enjoy the wit and wisdom that’s been shared. Enjoy this month’s treasure – and if it inspires you – be sure to share it with family and friends!


Stop Using These 9 Metrics to Measure Success

Having worked with many, many different clients over the years, I’ve had the benefit of learning how they each run their business and how they quantify success.

As you might expect, this is as unique as a fingerprint. However, one thing I did find to be common among the happiest and healthiest businesses was that they did not focus their measure of success on any of the following nine metrics I will soon discuss. To say the least, these metrics are false and misleading. They also create an imbalanced company culture which can snow ball into bigger problems down the road.

Take a look at the nine metrics for success that we all need to stop using right now!

How long you spend completing a task

Imagine how long it would take most of us to change the oil in our car. Just because we devoted hours of (frustrating) labor to this task, doesn’t mean we were any more successful than a skilled mechanic who can complete this same job in a fraction of the time. How long someone spends completing a task is not an indicator of success.

How early or late you’re accessible by phone or email

Our culture tells us that the longer we work, the more important we must be. Checking emails and answering phone calls from sunrise to sunset makes us feel like we are more successful than our peers who cut out at (gasp!) 6pm and let emails wait until normal office hours resume the next day. How early or late we allow ourselves to be accessible for work tasks is not correlated to success, but it is most certainly correlated to a work-life imbalance.

The size of your office

One of the biggest mistakes I see small businesses make is investing in a large office space they simply don’t need. There’s no denying my support of a virtual work environment for its efficiency and cost-savings. Yet, so often new entrepreneurs feel that their success must be validated with a commercial office space that is one more thing to manage and one more bill to pay. The size of your office is not an indicator of success. Many high-profile business owners and CEOs throughout history have worked from their home, out of a basement or garage or voluntarily took the smallest office space in their building.

The size of your staff

Similar to the size of your office, the size of your staff doesn’t indicate success any more than the size of an SUV indicates the stature of the person driving it. All of these items can be obtained by people who are barely able to pay the bills each month – all for the perception of looking “bigger” than what they are. Work to keep your overhead as low as possible and instead focus on the size of your profit margins.

Fancy stationary

One of my biggest pet peeves is working with a client who claims to have a shoestring marketing budget, but who then pays an invoice with a slew of unnecessary collateral materials that were certainly not cheap. Custom-printed checks, stationary, envelopes and embossed business cards will not be what (solely) seals the deal with your client – a good communications strategy will. Don’t mistakenly use this as a metric for success and instead smartly invest your marketing dollars elsewhere.

The number of business cards you hand out

Speaking of business cards, loading up on thousands of these paper rectangles and then tossing them out like confetti at a networking function will not build meaningful relationships with fellow professionals and may actually make a bad first impression. Handing out hundreds of business cards a day (without any strategy or follow-up) is not a useful metric for success. Anyone can do that – including small children and robots.

The clutter in your inbox

Busyness does not equate to productivity and a cluttered inbox does not equate to success. Hundreds of unread emails may look impressive at first glance, but when the majority of these messages are spam, promotions and auto-responses, you are merely trying to convince yourself you’re important. I tend to treat my inbox like my to-do list. The few messages I leave there require my attention and usually receive it within a day. All other messages are read, discarded or filed into their appropriate sub folder. To someone else looking at my inbox, I may look like I’ve had a pretty easy day. But I’m okay with that because I know that this is not an indicator of success.

The number of meetings you attend

During my time spent working in government, I experienced just how much time can be wasted in meetings. People loved to schedule meetings and conference calls to basically fill their entire work day. This would then give them the need to stay late to actually accomplish anything, perpetuating this false measurement of success. The number of meetings you attend does not equate to a successful day or your level of importance within a company. In fact, the people who often have important work to do find any excuse to get out of these meetings and get back to their computers.

Social media likes, followers and interactions

Finally, and this one may shock you, the number of interactions you receive on social media is not an indicator of success. You may say, “Well then why are we told to spend so much time and money on establishing a social media presence to build our business?” I’m not discounting the effectiveness of a strategic social media plan as part of a larger marketing effort, but I am offering a friendly reminder that you and your business are worth far more than the number of likes you have on your fan page.

Likes can be easily bought and interactions can be skewed to the point where it’s hard to tell what, if any part of your sales are a direct result of someone following you on social media. Stop making this the focus of every sales and marketing meeting!

What should be our metrics for success?

…Quality and productivity!

There is one philosophy all businesses would benefit from embracing, and that’s simply to “Get it done…right!” Quality and productivity are the two metrics that we should use to measure the success of our day and the overall success of our business. Did we deliver quality work in a productive manner? The businesses that embody this philosophy and promote this culture to its employees are the ones that are thriving.

Did you knock everything off your to-do list by 3pm? Great, see you tomorrow! Do you need to spend a few extra hours perfecting a project you know your client will love? Maybe you work a little late tonight, but you know it will pay off in the end. Stop comparing hours, square-footage, email count and boxes of business cards. Instead, “Work hard in silence and let success make the noise.”

Which of these metrics do you most commonly see misused to measure success? Share the outcomes by commenting below!

 

 
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Posted by on September 4, 2017 in Business & Success

 

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Contractors and Freelancers: Tips for Crafting a Fair and Appealing Proposal

The first Monday of each month, I dust off a favorite post from the Bennis Inc Blog archives and give you another chance to enjoy the wit and wisdom that’s been shared. Enjoy this month’s treasure – and if it inspires you – be sure to share it with family and friends!


Tips for Crafting a Fair and Appealing Proposal

When you take the entrepreneurial leap and venture out on your own as a contractor or freelancer, one of the biggest challenges is creating a competitive and consistent pricing model you can stick to. It’s a real test of self-confidence to put a rate on your hours and truly believe you are worth this much. But it’s imperative to running a successful and sustainable business!

I have previously written on topics related to pricing services (like how to price for efficiency or tips for being smart and fair). However, even if “the price is right,” a subpar proposal can jeopardize your chances of getting a signed contract. How you package your proposal gives businesses a sense of your professionalism. It’s also an important opportunity to properly scope your work and protect your pricing.

As you might anticipate, I have passionate advice to share on this topic. This has come from my own trial and (sometimes critical) error, so take note! Here are six components that help to make up a fair and appealing proposal.

Account for any task that will require your time

When you create your proposal, you want to be as specific and all-inclusive as you can be with the services you will perform. My rule of thumb is to include any task that will require a reasonable amount of your time.

So often as contractors, we forget about the time and effort we put into things like doing research, attending meetings, answering emails and jumping on phone calls for clients. This doesn’t mean you necessarily need to charge more for these “expected” tasks, but it’s worth showcasing everything that goes into your relationship with your client so they understand the full value of the work you perform.

Quantify your deliverables

Simply saying “…will post to social media accounts” doesn’t put into perspective the tangible work that will be performed. Your client may worry about what they will actually get for the money. Be overly clear – there’s no reason to be vague with your efforts! A better version is, “…will post 6 times per week to Facebook, 3 times per day to Twitter and 4 times per week to Linkedin.”

I also prefer to use language like “up to 3 rounds of edits” because this protects you from getting stuck with a difficult client who requests that you redo your work from scratch 8+ time while still providing you with the flexibility to not have to deliver 3 rounds of edits, if they are not needed.

If you don’t define it, you can’t defend it. Should a project exceed its scope, you want to reserve the right to say that it is outside the terms of the proposal and is subject to an additional cost.

Organize services by goals

Showing your client you are an organized and detail-oriented professional begins with your proposal. Help them quickly grasp the value of what they will receive by organizing your services by the goal they aim to achieve. This will help to paint the bigger picture of how each service is strategically designed to work together and will also make your deliverables clear and direct. For clients who came to you without really knowing their goals, this added feature of your proposal will help them to feel secure under your direction (i.e. you’ll look like you have your stuff together).

Include an hourly rate for miscellaneous services

It’s natural for a project to exceed its scope once you’re signed into a contract and dig into the tasks. For example, your client may want five more web pages designed or would now like to add a weekly blog. These items will require more of your time and you need to get paid for this.

So long as you properly quantified your deliverables (see previous section we just discussed), you should have no problem responding to your client with “That sounds like a great idea! Let me get you a quote for that additional work.”

In an effort to appear both professional and transparent, I often include a line item in my proposals that note that miscellaneous writing and communication services can be completed at the rate of $X per hour. This gives clients a heads up for your normal hourly rate and reminds them that work outside the scope of this proposal is subject to additional cost.

Offer a discount for long-term commitments

For contracts that intend to be on a reoccurring basis (i.e. they have the same repeated deliverables each month with no obvious end date), I structure the pricing of my proposal to encourage clients to sign into a long-term commitment in exchange for a price break. Why? Contractors and freelancers love residual paychecks and clients love to feel like they’re getting a deal!

I suggest having three different price points. The most expensive is month-to-month. The added value here is the client’s complete flexibility to get out of a contract with minimal commitment. The next tier is per quarter. Finally, there is the annual contract pricing which is the best deal. I allow clients to still pay the breakdown each month (for cash flow sake), but they are committed to the length of the contract.

Bonus tip: I also include wording in the contract to allow for the client to adjust or increase services at any time, so long as the minimum contract price remains the same. This gives the client flexibility to add and remove services should their goals change over the course of a long-term contract, or should they wish to increase services (always a welcome change).

Set an expiration date

Finally, I have learned to include an “expiration date” on my proposals (usually 30 days from the date issued) to protect my pricing. I’ve experienced some clients go completely radio silent after receiving a proposal and then come back 4+ months later ready to engage. I can’t anticipate what other clients I may take on in the future and how my pricing may need to change to accommodate my bandwidth. The proposal expiration date allows me the right to issue a new proposal after 30 days has passed and change my pricing as I see fit. Every business must be mindful of supply and demand and how this impacts pricing; for contractors and freelancers, this is your hourly rate.

Additionally, an expiration date should give clients a nudge of encouragement to make a decision within 30 days and lock in your pricing and services while they are favorable and available. I’ve preached about how “a no is as good as a yes.” You want to receive a response to your proposal, even if it’s a no, so you can move forward….or move on.

What other questions do you have for crafting a fair and appealing proposal? Ask and I’ll answer!

 

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What I Learned From My Accident

Bandaging armAbout a week ago I was out for a morning run. This is pretty routine for me as I love starting my day with some form of physical activity. However, this particular run would be anything but a routine experience.

About half way into my 10k, I tripped and fell just about face first onto the cement. After I regained my bearings, I assessed my injuries – two skinned knees that were already starting to bruise, a banged up elbow and a bruised and scraped chin that was beginning to swell. My right wrist was tingly and sore, but I figured I got off pretty easy considering the intensity of the fall. I made the decision to finish my run, battle scars and all.

It wasn’t until I was in the shower did I realize something about my wrist was definitely not right. It couldn’t bear weight and just hung there. I had to compensate with my left hand for just about everything. Okay, I thought, let’s see how the morning goes and I’ll decide if I want to put myself through the additional suffering of an urgent care experience.

I managed to get myself dressed, make breakfast, shoot off a few emails and head to a client meeting. By the end of this meeting, my elbow and wrist were swollen with fluid and things were getting worse, fast. I knew urgent care was inevitable, so after spending two and half hours of my time (and who knows what the bill will be), I was told I fortunately didn’t break any bones, but badly sprained my right wrist and elbow. With my arm in a sling, I got myself home and called it a day. By this point my fingers were ice cold and it hurt to move my arm the slightest. This was the worst it could get, right?

Friday night was horrific. Little to no sleep due to the dull pain and inability to get comfortable in any position. By the morning, my arm was at its worst and so were my emotions. How will I cook breakfast for the kids? How will I make the bed? How will I dress myself? How will I change a diaper? How will I do anything?

I am fortunate to have a loving and patient husband who calmed my panic and quickly stepped into action. Over the next days of healing, there were life lessons to be learned. As much as I was inconvenienced by this injury, something tells me God was giving me a crash course in some wisdom I needed to gain. Here is what I learned…

Things may get worse before they get better.

I was foolish to think the extent of my injuries were what I felt immediately after my fall. My body was in shock and still responding to the trauma. Rather, about 24 hours later the real effects set in. Bruises had developed, swelling took place and the pain was at its height. I was so discouraged to wake up the next day to find I wasn’t yet on the road to recovery. Healing takes time and so does the hurt. Things have to settle in before you can respond, and this applies to emotional hurt too. Too often, we are quick to respond to a traumatic situation when really we need to be still and process all that’s going on before taking the next step.

When you need someone to help, let them do it their way.

My husband made my healing process possible. Had I been left to care for my young sons (and myself) with a sprained right arm, I don’t know how it would happen. I couldn’t do much for myself, let alone anyone else. He assumed all chores and became my caregiver too. He washed my face and attempted his best to put my hair in a pony tail (a picture of that will NOT be shared).

There were several times I got overwhelmed by my inability to help around the house. While my husband was taking care of all the chores, he wasn’t doing things the way I would do them. In a moment of wisdom he told me “I’m going to take care of things, but they might not get done the way you would do them.” He was right and it was unfair for me to demand my methods over his. I learned to let go and in doing so, he was empowered to do things he doesn’t normally do. From this experience, I think I’ll do a better job of letting him help with more of the tasks that I needlessly stack on my plate.

You can’t do it all, but you can still do something.

In cleaning up breakfast on Saturday, I could see a laundry list of tasks that needed our attention. There were dishes in the sink, the countertops needed wiped down and there were crumbs on the floor that needed swept up. Usually I would tackle these while my husband was changing the kids and making their beds. But in this moment I felt helpless and frustrated. I started to see what I could accomplish with one hand. Amazingly, I was pretty good at cleaning the countertops and sweeping the floors left-handed. Being able to accomplish even these small tasks lifted my spirits, made me feel empowered and gave me hope that very soon things will start to feel “normal” again.

Look on the bright side, because there is always a bright side.

As I kept replaying my fall in my mind, and as I had to explain the story to my concerned friends and neighbors who saw my injuries, I realized time and time again just how much worse it could have been! Foremost, thank God for no broken bones. At first glance, urgent care thought I would surely need a cast over my elbow. Imagine the inconvenience of that! Next, I feel fortunate, given the major bruise to my chin, that I didn’t break a single tooth or completely crack my chin open. Finally, I’m grateful that of all the many, many runs I have been on, to date this is the only one that “tripped” me up. There are so many people every day who are in horrific, permanently life-changing accidents. Who am I to feel sorry? I feel lucky!

It’s won’t be like this forever.                            

As I quickly regained strength in my arm, the most significant being in the first 48 hours, I realized I’m going to be back to good health in about one week. While those days of pain and healing were significant, they are the smallest blip in the overall timeline of my life. Yes I’ll surely have other injuries in the future, but I hope I will remember this important life lesson – that whatever you’re going through right now feels like the biggest and most challenging thing in your life (maybe it is), but when it’s over, the years to come will fade and soften this memory with things far brighter.

Has life ever thrown you a major curve ball? How did you respond and what were some of the lessons you learned? Please share your wisdom!

 

 
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Posted by on July 31, 2017 in Freshly Pressed, Life

 

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How to Fix America’s Broke and Broken Healthcare System (Guest Blog by Kent Anthony)

The following post comes to us from Kent Anthony, president of Anthony Insurance, who writes this article based upon his 40 years of experience in the insurance industry.


broken glassI am a small business owner and employer. My expertise is in the Property/Casualty Insurance field, but, I am also licensed in Life and Health Insurance. Not a week goes by that I don’t get a call from someone that asks for a good Health Insurance plan that is affordable. Sounds simple, right? What if that elusive question has no answer? What do I tell people who trust me and need my help? Who has the answers? Government? Private Industry?

I read a recent Pew Research study that indicated 60% of Americans said that the government has a responsibility to ensure that every resident of the United States has health care. That means to me that the majority of Americans feel it is a “right” to have the coverage. It also means, I think, that they feel that private industry is ripping people off by not giving them what they want – free, unlimited coverage.

Reality check, people: Our founding fathers set up a system of checks and balances that requires compromise in order to get laws passed. What is “broke” is that there seems to be no such thing as any type of compromise today. If it is a Democratic plan, the Republicans hate it and vice versa. To complicate things further, factions within each party make compromise impossible as they all have to have it their own way. Obamacare is a perfect example. Mitt Romney, a republican who ran for President, essentially set up the same program as Governor of the State of Massachusetts. If Mitt had been elected, I am firmly convinced that the Democrats would have been against his health care plan on political “principal” alone. National organizations, such as AARP, the AMA, Drug Companies and all of the affiliated Hospital organizations, unions of all types, you name it… force the political process to grind to a halt when they exercise their influences. They all want it their own way.

Second reality check: This stuff isn’t free. I am amazed by how many people honestly think a magic wand can be waived and that we can just pass the bills off to the “rich people.” Maybe the rich people are tired of the “jam it to the rich,” class warfare or socialistic approach to their wallets. They have tremendous political influence. Are they ready to allow themselves to pay more?

Last reality check: Obamacare was designed to fail. Whether you think it is a good or bad program, there simply isn’t any funding to pay for it. It was designed to get something in place and worry about who and how it would be paid for later. Private industry was promised reimbursement by the federal government for their losses for the first 3 years if they participated, knowing that the worst health risks would be signing up right away. The last statistic I read is that they have only been reimbursed 12.3% of what they are owed! No wonder they are bailing out of the program.

What are “fair” answers?

Compromise has to be obtained for a lasting solution. Everyone has to participate; no opt outs. All Americans have to be enrolled and pay something. Insurance, whether it is car, home, business is about spread of risk. The healthy young, the poor, the rich…everyone has to pitch in to pay. The Heritage Foundation calls it “individual responsibility.” By having people pay something we may be able to end the cycle of entitlement. We can’t have people thinking everything is “free.” It isn’t. Actuarial tables exist that show what people should pay. Subsidize disadvantaged groups if necessary, but make them pay something.

Allow the health system the legal ability to negotiate costs of drugs, hospitalization, etc. We have cost control right now in Pennsylvania for auto, medical billings and workers compensation payments. Prior to those controls, the billings were totally out of control. This has to be in place or any system will spiral out of control. I have read that doing this will lower costs 30-60%. We have to make premiums affordable and save taxpayers on Medicare programs.

Finally, I would love the healthcare industry to be mostly privatized. We have seen how government gets too tied up in politics, crippling the system. I have to point to the inadequacies, bureaucracy and cost overruns of Medicare to make a simple point: Is Government really able to run anything the way the American people need it done? Allow free and open competition, with cost controls, and you will see a system that innovates and provides incentives to be better, rather than bloated bureaucracies that are too subject to politics to provide the services that the American people want and deserve.

What has been your personal experience with health care? Do you have an opinion on how we can improve things? Share your ideas by leaving a comment!

Kent AnthonyAbout the Author: Kent Anthony is president of Anthony Insurance, an independent insurance agency headquartered in Lewisberry, Pennsylvania. Kent has more than 40 years of experience working in the insurance industry, specializing in both personal and business insurance. Learn more about Anthony Insurance by visiting them at www.anthonyinsuranceinc.com.

 

 

 

 
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Posted by on July 24, 2017 in Guest Blogger, Life

 

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7 Tips to Stop Procrastination

Woman in computer room with feet up thinking

It’s funny how procrastination works. It feeds upon insecurities, negativity and frustration. Procrastination quite literally makes mountains of molehills. Would you believe I found myself procrastinating writing this very article? Sometimes writing comes easy to me, other times I am distracted by something as small as dust floating by.

I don’t think there is one person who hasn’t experienced procrastination at some point in their life. This inspired me to share a few tips I often use to stop procrastination and to start getting things done. Here they are!

Be realistic with your time

One of the biggest reasons why people procrastinate is because they underestimate the time it will take to complete a task. They lead themselves to believe it will only take an hour or two, when realistically it’s an all-day assignment. In return, this causes you to become overwhelmed by and frustrated with the task at hand. Be realistic with the time it will really take. Maybe it is a 3-day project, but knowing that will allow you to properly manage expectations and to get in the zone to get it done.

Choose a smart work environment

Another good piece of advice to stop procrastination is to pick the right work environment. This will depend upon your personality, so think about the setting where you tend to get the most, uninterrupted work done. For me, this is a calm and completely silent setting. There’s no background noise, the lights are dim and there are no other people. Did I mention I’m an introvert? This isn’t ideal for everyone. I know a lot of people who can’t work when it’s silent. They actually need background noise, bright lights and other people to drive their energy. To each their own! Learn what works for you and replicate that work environment the best you can when you need to get in the zone.

Put it on your calendar

Next, pick a specific day and time that you plan to tackle the seemingly insurmountable project and put it on your calendar. Block out time that you can dedicate solely to this task and make it a commitment. If you can treat a project like a meeting or conference call, meaning you don’t schedule something else during this time and you show up on time, you will have a far better shot at knocking it out in one fail swoop.

Start your day with the hardest task

I’ve written about “eating a frog” for breakfast, and by that I mean taking your least favorite task of the day and getting it done first. Why? First, it ensures it gets done even if nothing else does. Second, once you tackle the thing you’re looking forward to least, everything else seems easy. By starting your day with the hardest task, you’ll go on to conquer the world!

Shut out distractions

When it’s really crunch time and you need to get something done, don’t allow any distractions to interfere. For some people, this may mean burying your phone under a heap of laundry and turning off your computer’s wifi. You may even need to leave the office and head outside or to a library just to avoid phone calls and small talk. Procrastination will make everything in the world, but the task at hand, a welcome distraction, unless you make an effort to shut it out. Don’t rely on your own self-control; do what you can to eliminate even the potential for distraction.

Set mini deadlines

If you’re task is exceptionally large, you may need to set mini deadlines to make it less daunting. Section it out so that you create smaller tasks that build upon each other to get you to the finish line. This also gives you obvious breaking points so that you can step away, refresh your mind and come back with a renewed focus.

Get excited about it

Finally, change your frame of mind about the task. You’re likely procrastinating because you’re intimidated by the task or you just really don’t want to do it. Dig deep and put a positive spin on it, even if the only positive is that it will be off your shoulders. Convince yourself that you’re going to knock it out of the park. Get excited for the finished product and the sense of accomplishment you will soon feel. A little positive self-talk will go a long way toward breaking through that procrastination!

Have you fallen victim to procrastination? Share the tips you’ve used to overcome it!

 
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Posted by on July 17, 2017 in Business & Success, Life

 

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